Gartner Market Guide CLOS reprint

NEW REPORT

2025 Gartner® Market Guide for Commercial Loan Origination Solutions

Commercial lending is changing. Is your origination stack ready?

Access your complimentary licensed copy of the 2025 Gartner® Market Guide for Commercial Loan Origination Solutions to explore how the CLOS market is evolving across composable architecture, AI, ecosystem connectivity, loan pricing, and process transformation.

Commercial lending is under pressure to move faster

Commercial lending teams are expected to deliver faster credit decisions, stronger risk control, and better experiences for borrowers and relationship managers.

But many banks are still working with fragmented origination stacks, core-embedded product logic, spreadsheet-driven pricing, and manual, document-heavy workflows.

The 2025 Gartner Market Guide for Commercial Loan Origination Solutions offers a useful view of where the market is heading and what bank CIOs should consider when evaluating modern CLOS vendors.

What you’ll learn from the report

How commercial loan origination is evolving

Including the shift toward more sophisticated, modular, and composable solutions.

Where AI is being applied in workflows

From intelligent document processing and memo generation to bounded agentic support for document-heavy work.

Why ecosystem connectivity matters

Including integrations with risk data, KYC and KYB, e-signature, collateral valuation, legal document preparation, and borrower systems.

How to evaluate vendor claims more critically

Especially around low-code, no-code, AI, configurability, and what may still be billed as customization.

Why loan pricing should be part of the origination conversation

Modern CLOS evaluation increasingly needs to account for pricing, risk, workflow, integrations, and governance together.

Gartner, Market Guide for Commercial Loan Origination Solutions, Derek Frost, 1 December 2025

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