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Innovate and Modernize

Realize the Value of Your Core System Investment

 95% of banking executives cite legacy and outdated core systems as a key barrier to innovation. With FintechOS, you can decouple product and experience innovation from inflexible core systems and give business users the tools they need to get new products and digital journeys to market in weeks. Integrate with existing systems and digital banking solutions, so you can innovate without needing to go through expensive and risky rip and replace projects.

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10
X

Faster Time to Value

30
%

Lower Operating Costs

2
X

Growth in Revenue

Supplement Your Core Without Disruption

Create a Modern Tech Stack

Avoid risky, years-long modernization projects that force you to slam the brakes on innovation. Take an evolutive approach to core modernization by starting with point solutions like a new digital account opening journey for an existing product. Gradually rebuild and revamp existing systems with composable business capabilities for product definition, loan management, underwriting and distribution where needed to support new products and digital journeys.

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Supplement Your Core Without Disruption

Create a Modern Tech Stack

Avoid risky, years-long modernization projects that force you to slam the brakes on innovation. Take an evolutive approach to core modernization by starting with point solutions like a new digital account opening journey for an existing product. Gradually rebuild and revamp existing systems with composable business capabilities for product definition, loan management, underwriting and distribution where needed to support new products and digital journeys.

Overcome Barriers to Growth

Break Free from Traditional Innovation Unit Economics

Innovate fast and cost-effectively by creating a flexible product and digital experience layer on top of your existing systems. With FintechOS, you give business users tools to define, update and distribute new financial products and offers without needing to resort to IT or third-party vendors. Bring together innovative technology from the fintech ecosystem to create customer-centric products and frictionless digital journeys.

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Get to Market Faster

Build and launch new financial products faster than ever before, without disruptions to your core.

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Go Beyond Traditional Products

Reach underserved and emerging segments with tailored, digitalized user journeys and products.

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Harness Powerful Accelerators

Leverage prebuilt user journeys, product definitions, and data models to get to market even faster.

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Increase Productivity With Low-Code/No-Code

Give any internal team the ability to design and service products with an easy-to-use visual builder

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Extend Your Core's Capabilities

Make the most of your existing banking systems without ripping and replacing your core. 

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Build Tailored User Journeys

Create more personalized and self-service user journeys for services like digital account opening and loan origination.

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Is embedded finance the next big thing for banking?

Read our report with Ron Shevlin of Cornerstone Advisors to learn how you banks and credit unions are using embedded finance and fintech enablement to grow.

 
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"The biggest benefit of working with FintechOS is the flexibility of the platform. You aren't just paying for one specific niche product. You aren't just paying for a new account opening platform. You aren't just paying for a loan decisioning engine. You're paying for a platform that allows you the flexibility and agility to take your creative ideas for whatever product you want to launch and then build a customer journey that meets that need."

Brett Hollenbeck Tower Bank
Brett Hollenbeck

- Virtual Bank Director, Tower Community Bank

Go Beyond Traditional Products 

Reach underserved and emerging segments by creating personalized products and bundling financial and non-financial products. 

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